When you take out a health insurance policy with an insurance provider, you become the policyholder.
Health insurance is mandatory in Germany. It is up to you whether you opt for the public or private health insurance system, but you must arrange health insurance cover in order to live and work in Germany. Arranging health insurance prior to arrival in Germany is a condition of obtaining a work visa or residence permit.
When you arrange health insurance cover with an insurance provider, you become the policyholder. As the policyholder, you are responsible for sharing all pertinent information with your insurance provider, paying your premiums and other costs, and ensuring that your cover is suitable for your needs and circumstances.
Saving on health insurance and still getting the best coverage isn’t possible? With signing in for ottonova you can make it happen!
The daily sickness allowance protects you financially in case of a longer illness. Why you definitely need it, you can find out here.
How does the Social Security System in Germany work? What parts does it have? Find all the important information here!
How do you apply for health insurance in Germany? Will you have to have a medical examination? We look at the key points of the application process.
What is important when switching from statutory German health insurance (or public health insurance) to private German health insurance in Germany? Check out our guide!
With backdating, private health insurance brings forward the start of insurance. You can find out when this is useful at ottonova.
To get your social security number you need to contact Deutsche Rentenversicherung. They also provide English support.
The process to get your finalized contract typically takes from an hour to 14 days. It depends on the individual case. You first have to submit an application for a tariff (including answers regarding your health status). After we checked your application you will receive your final contract.
If you have questions, feel free to book a non-binding consultation. Our sales team is happy to assist you during that process.
ottonova is fully regulated by the BaFin and therefore fulfilling the requirements (§ 257 7Abs. 2a Satz 1 SGB V and the § 61 Abs. 5 SGB XI) for you to be able to apply for a visa with your ottonova insurance, which also includes our Expat tariff of course.
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