Many private health insurers offer so-called "cheap tariffs", which are particularly attractive at a young age. They do not cost much and you are still healthy and fit. Such prices are made possible by significantly limited services. It is not clear to everyone what they are getting into with such a tariff. Often, private cheap tariffs do not even come close to the performance level of the statutory health insurance companies. In the event of a claim, the surprise is great when the insurance company indicates high deductibles or maximum reimbursement amounts in the contract. Switching to a better tariff usually requires a new risk assessment and is therefore often not possible.
With ottonova you can choose between four tariffs for full insurance, with each one you choose excellent insurance cover. This includes a percentage deductible and comprehensive coverage in all relevant areas, such as remedies and aids, cure and rehab, preventive care and acute treatment. With all of our ottonova full and supplementary insurances, you have the good feeling that you are well covered all round.