Do you like ottonova? Tell your friends now & receive up to 200 Euro bonus!

Inform your friends and benefit from a cash bonus of up to 200 euros if it leads to them taking out insurance with us. It doesn't matter whether you're already a customer with us or not.
Just share the link with your friends via Whatsapp, Facebook or email.

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How does the ottonova
friends referral programme work?

Generate a link in just a few steps, which you can then forward to your friends and family. If a person takes out an insurance with ottonova using your link, you will receive a cash bonus*. The amount of the reward is based on the insurance taken out:

  • 200 euros for each full health insurance (tariffs for employees, self-employed persons, expats)
  • 100 euros for each civil servant & student tariff
  • 50 euros for each dental insurance

For more details on the program, view our terms & conditions.

*Attention! The reward can only be paid to German bank accounts. 
Therefore, you’ll need a German IBAN (DE).

Simply explained in 3 steps:

For more details on the program and payout, view our terms & conditions.

Generate referral link

create in just a few clicks

User

Share link

with your friends

Receive bonus

after tariff conclusion of the referral and validation by ottonova

All tariffs at a glance.

Tariffs for employees

Premium Economy
Good coverage with lowest premium
  • Double room incl. head of department
  • 60 - 80% for dental prostheses
See tariff
Business Class
Good price-performance ratio
  • Double room incl. head of department
  • 80 - 90% for dental prostheses
See tariff
Expert recommendation
Business Class Pro
Great price-performance ratio without deductible
  • Contribution refund
  • Double room incl. head of department
  • 80 - 90% for dental prostheses
See tariff
First Class
Excellent coverage
  • Private room incl. head of department
  • 90 - 100% for dental prostheses
See tariff
Top performance
First Class Pro+
Outstanding coverage without deductible
  • Contribution refund
  • 9 months free of contribution during parental leave
  • Private room incl. head of department
  • 90 - 100% for dental prostheses
See tariff
Premium Economy
Good coverage with lowest premium
  • Double room incl. head of department
  • 60 - 80% for dental prostheses
See tariff
Business Class
Good price-performance ratio
  • Double room incl. head of department
  • 80 - 90% for dental prostheses
See tariff
Expert recommendation
Business Class Pro
Great price-performance ratio without deductible
  • Contribution refund
  • Double room incl. head of department
  • 80 - 90% for dental prostheses
See tariff
First Class
Excellent coverage
  • Private room incl. head of department
  • 90 - 100% for dental prostheses
See tariff
Top performance
First Class Pro+
Outstanding coverage without deductible
  • Contribution refund
  • 9 months free of contribution during parental leave
  • Private room incl. head of department
  • 90 - 100% for dental prostheses
See tariff
Study Smart
Great price-performance ratio without deductible
  • All public and private doctors
  • Accommodation: Double room
  • €0 deductible
See tariff
Study Protect
Good coverage with lowest premium
  • All public and private doctors
  • 80 - 90% for dental prostheses
  • €500 deductible
See tariff
Expert recommendation
Study Free
Top performance, €0 deductible
  • All public and private doctors
  • Accommodation: Double room
  • €0 deductible
See tariff
First Class Expats
Full Insurance
  • 24/7 English-support-team
  • Dental treatment 100%
  • Accommodation: 1 bed room
See tariff
Economy Premium
Good coverage with lowest premium
  • 100% Dental treatments
  • 70-100% Dental prostheses
  • €70-80 dental cleaning per year
See tariff
Particularly popular
Business Class
Good price-performance ratio
  • 100% Dental treatments
  • 85-100% Dental prostheses
  • €140-€170 dental cleaning per year
See tariff
First Class
Top performance
  • 100% Dental treatments
  • 100% Dental prostheses
  • €180-200 dental cleaning per year
See tariff
Particularly popular
Clinic double room
Good price-performance ratio
  • Two bed room in the hospital
  • Chief physician treatment
  • Free choice of hospital
  • Accompanying person for children
See tariff
Clinic single room
Top performance
  • One bed room in the hospital
  • Chief physician treatment
  • Free choice of hospital
  • Accompanying person for children
See tariff