CrewCare - Ottonova's corporate health insurance for brokers
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CrewCare Ottonova's corporate health insurance for brokers

Corporate health insurance has never been that easy.

Increase the attractiveness of a company and appreciate employees by offering them ottonova CrewCare.

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You already have a broker ID?

Use Xempus to consult your clients in a quick and easy way to signup.

Initiate sign-up process via Xempus

CrewCare - Highlights

A corporate health insurance package that perfectly suits you.

From as few as 5 employees, ottonova's corporate health insurance offers a flexible health budget for companies. The tariff is a great addition to both public and private insurance holders.

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The highlights of ottonova CrewCare at a glance.

No waiting period or health check

Employees benefit from the full health budget right from the start, without having to go through a waiting period or health check.

Visual aids and digital health applications

Cover for visual aids, such as glasses and contact lenses as well as digital health applications, in the amount of €200 to €300 per year (depending on budget level).

Dental prostheses and dental cleanings

Reimbursement for all types of dental treatment, such as dental prostheses, teeth cleaning, and bleaching.

Real-time customer support

The Concierge is your one-stop shop for information and support about your health and insurance.

CrewCare - Details

The tariff in detail - The budget model

The cooperation with Xempus allows employers to optimally use ottonova's CrewCare tariff setting different annual health budgets individually and flexibly for single employee groups. A total of five different budget levels are available, with all offering the same benefits.

Yearly budget 300 € 600 € 900 € 1.200 € 1.500 €
Employer premium 13,21 € 22,54 € 31,17 € 38,74 € 44,03 €

*Premiums are independent of the age of the insured person. Exemption from premium payment is possible for a maximum of 12 months per child during parental leave, family care leave, sabbatical, or long-term unemployment.

Visual aids

Glasses and contact lenses are covered up to €200 per year at 100%. The benefit increases by €25 per budget level.

Alternative practitioners

The CrewCare tariff also covers up to 100% of the costs of alternative practitioner treatments.

Hearing aids

Hearing aids are also covered by CrewCare, including any co-payments.

Dental treatments

Dental treatments, such as root canal or periodontal treatments, are also covered up to the maximum rate.

Dental prostheses

Dental prostheses, such as inlays or implants can be expensive and are covered at 100% under the CrewCare plan.

Dental prophylaxis

We reimburse 100% for prophylactic services at the dentist's office, including professional teeth cleaning and bleaching up to €125.

Digital Health

Employees have an annual budget of €200 for digital health applications. It increases by €25 per budget level.

Medical aids

Medically prescribed aids, such as hearing aids, crutches, or wheelchairs, are insured at 100%, including any co-payments.

Pharmaceuticals / cures

All medically prescribed remedies and medicines are also covered by ottonova corporate health insurance without any co-payments.

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ottonova insurance expert

Any questions?

Our experts will answer all your questions.

089 12 18 96 07

Our services - assistance services

We collaborate with the following broker pools.

The following broker pools are already connected. Get your individual broker ID now, take out our bKV for your customers via Xempus, and have the commission paid out via the pool. More pools will follow continuously.

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Apella offers a wide range of services for intermediaries in investment funds, insurance, and financing

Go to Apella's website
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[pma:] is backed by more than 35 years of knowledge, practice, and experience, which have made them unique in the insurance industry having the best references.

Go to [pma:] website

Corporate health insurance

CrewCare: The entire crew wins.

The ottonova CrewCare tariffs can be taken out by companies with 5 or more employees and thus provide the best possible cover for the health of their "crew". Both public and private health insurance employees will benefit from this additional health protection.

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Highlights of our digital private health insurance

One app, endless possibilities, just a tap away.

We'll do the work for you.

We'll do the work for you.

  • Appointment service Our Concierge service arranges your medical appointments.
  • Health advice Answers all your health and medical insurance questions
  • Service abroad Fast, reliable & digital at your side for help.
Digital doctor’s visit

Digital doctor’s visit

  • Doctor on Video Call You don't want to leave the house? No problem. Our doctors will help you digitally.
  • Save time Receive diagnoses, sick notes and prescriptions via telemedical consultation.
  • Second opinion Is the surgery really necessary? We will get you an informed second opinion.
Our app - a real multi-talent

Our app - a real multi-talent

  • Keep track Find all the tariff information in your profile at a glance and change it if necessary.
  • Fast refunds of your invoices Upload your invoice via app - receive money back within a few days.
  • Perfectly organized, without paperwork We sort your documents and events chronologically in your app.

Our assistance services

Application -
obtain your broker ID quickly and easily.

Become an ottonova partner directly. To access Xempus, simply apply for a broker ID.

Our hotline
089 12 18 96 07
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By submitting my data I agree to be contacted by ottonova.

We will reach out to you soon.

Have you already received your broker ID? Advise your customers and go through the application process via Xempus.

Start the Xempus signup process

Xempus covers the entire bKV journey beginning with the broker’s invitation.

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  • Invites corporate client via e-mail or direct contact
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  • Uses self-information process bKV on Xempus platform
  • Composes individual advisory package through a guided process
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  • Signs up in Xempus manager upon broker's invitation
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  • Digitally closes bKV framework contract and signs up employees in groups
  • Administrates all contracts and business transactions via Xempus manager
  • Pays monthly premiums to insurer
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  • Offers the tariff
  • Prepares new policies and contract amendments
  • Communicates with employers and employees
  • Provides the brooker ID via direct connection or via pool
  • Reimburses claims payments
  • Offers additional information material
  • Pays brokerage
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  • Are informed and activated online by their employer
  • Register independently with ottonova
  • Check their budget and submit invoices via the app
  • Receive extensive services from the ottonova portfolio

Frequently asked questions

Here's a quick comparison. The established insurance companies are associated with a lot of legacy policies and cumbersome systems. That makes them slow, complicated, and inflexible. That is also the reason why the topic of health insurance triggers one thing in particular: a headache. ottonova does several things differently. Our modern IT systems make us fast and agile. We are starting with a new pool of policyholders and innovative features.

Our aim: Every time anyone contacts us should be an all-around pleasant experience. This involves ottonova reducing the complexity of the industry to an understandable level. We speak plainly and do not hide behind long, confusing paragraphs. See for yourself.

ottonova was founded in 2015 by Dr. Roman Rittweger (physician & MBA holder), Sebastian Scheerer (designer), and Frank Birzle (computer scientist). Even though they all come from different backgrounds, they share a common vision: To create health insurance that sets new standards.

It's not something that can just be done by old-school insurance salespeople. That is why ottonova employs not only insurance experts and mathematicians, but also programmers, physicians, and designers. It is precisely this exceptional team that creates the fertile ground for our innovative strength. Together, we pursue our vision and come up with fresh, exciting ideas. It really is a blast!

Yet despite all our enthusiasm, we never lose the ground underneath our feet. Our insurance is rock solid. This is guaranteed by our employees' long-standing experience. They are all experts in their respective fields, including in the field of insurance.

We are a young company and we know our craft. See for yourself and calculate your premium without obligation.

Do you fancy your health insurance at the moment? No? Just imagine living in a world where your health insurance is as much a part of you as your smartphone. And just as easy to use.

If you're sick, you can get an initial assessment in seconds via chat. If necessary, the concierge will arrange a doctor's appointment, which will appear in your app's timeline. You scan the bill with your cell phone and have your money in your account within two days - prepayment is usually no longer necessary. Or you can simply go to the doctor's appointment digitally via videostream, with ottonova covering the costs. That's unique.

Our comprehensive insurance plans provide you with excellent coverage. The premiums are not surprisingly low, but they remain more stable when you get old. We are the health insurance that makes being insured easy and pleasant for you. Best medical services at the best price.

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