Use your advantages. Everything in one app.

Our private health insurance offers you lightning-fast bill reimbursement, advice from our Concierge team, and online appointments. Telehealth appointments let you avoid crowded waiting rooms.

App Features

A wealth of talent in your pocket. The app includes all ottonova features, such as telehealth appointments & bill uploading.

All features in one app.

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Concierge Service

The ottonova Concierge chat is your central point of contact for all questions about your health.

Your central contact point.

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health X

Experience your health. The innovative reward program for ottonova customers.

Your reward program.

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Digital health insurance

That's how easy private health insurance is today with ottonova.

Convinced by our digital advantages?

Use our online premium calculator to find the right tariff without obligation.


Yes. You only pay your monthly premium. All of ottonova's digital services are included.

All of your data is stored securely on a server in Germany. Only selected employees at ottonova have access to the data that is relevant to them. We only disclose your data with your consent, for example, when we make an appointment for you. This can be done conveniently via the Concierge service in your app.

ottonova also works without the smartphone app. You may also, of course, communicate with us or submit your bills by mail. Our team would be happy to advise you.

Of course you can! The ottonova app is your key to our digital services. Let us book your appointments for follow-up examinations or inpatient follow-up treatment, keep track of things in your timeline, and submit bills using your smartphone.

You can find out more about our services here.