ottonova offers comprehensive private health insurance for employees and the self-employed, as well as supplementary insurance for persons eligible for benefits called "Beihilfe". We also offer supplementary insurance for anyone who prefers or is obliged to stay insured by public health insurance. Use our non-binding premium calculator now to find out which plan suits you best. You can also send us a message and we will be happy to advise you personally.
Your digital insurance
Private health insurance - simple and digital
Switch to more benefits for lower premiums and save up to 2.803 € per year compared to public health insurance
Premium guarantee until at least the end of 2023 for all comprehensive health insurances (except nursing care)
Private health insurance with top ratings Top customer satisfaction: 95% recommendation rate