1. Private health insurance protects
When you are your own boss, you have to compensate earnings lost due to illness out of your own resources. With private health insurance, you can determine the beginning and the amount of your daily sickness allowance yourself. In contrast, the public health insurance sets upper limits for sick pay.
2. Take care of your future with private health insurance
You have your future in your hands. Why don't you choose a future-proof health insurance?
Public health insurance contributions will increase due to demographic change. With private health insurance, you can save for your old age - for example, with the premium relief component.
The money you save compared to public health insurance can be invested on the financial market.
3. Deduct private health insurance from your taxes
Private health insurance for entrepreneurs is tax-deductible, so make sure to include it in your tax return every year. As a self-employed person, you must take care of your contributions to the private health insurance for tax purposes. You can also deduct the basic coverage of your family from your tax return.
4. With private health insurance you set priorities
You don't want to risk an illness slowing down your drive?
The best health services are offered by private health insurance: high-quality dental treatments and more. In contrast to public health insurance, you don't have to fear any reduction in benefits.
5. Private health insurance fits your life plan
If your business is growing moderately and you want to have a big family, public health insurance may be the better choice. If, on the other hand, you want to start early and later only have a small family with a maximum of 3 children, private health insurance is ideal for you. It also protects you if you are independent of location and want to go abroad often. Your insurance cover with ottonova is valid throughout Europe without time limits and even worldwide for six months at a time.
No matter where you are, ottonova Concierge is always there for you, and if necessary, you can use the digital doctor's visit at any time.