New to Germany and trying to find out how health insurance works? Having questions? Here are the answers.
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Moving abroad can be challenging. Let us make it easy for you: Get to know the German healthcare system and find out how you can make the most of your time as an expat in Germany.
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Incoming insurance Germany
When visiting Germany, having the right health insurance is essential. Incoming insurance in Germany offers coverage for expats, tourists, business travelers, and students, protecting you against medical emergencies, illnesses, and accidents. This insurance is a legal requirement for visas and residence permits, ensuring you have access to necessary medical care during your stay. Read everything you need to know in this article.
Backdating in health insurance
With backdating, private health insurance brings forward the start of insurance. You can find out when this is useful at ottonova.
cancel private health insurance
Private health insurance can be canceled with a notice period of 3 months. Everything about important deadlines and special reasons for canceling here in the guide.
What is rooming-in?
Sick kids need support. Thanks to supplementary hospital insurance with rooming-in, you can accompany your child to hospital.
No Claim Bonus
A no-claim bonus is a feature that rewards you for not filing any health insurance claims in a policy year by receiving a portion of your annual premium back. Our guide breaks down how this bonus works.
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We asked expats in Germany about their job and social life satisfaction and biggest hurdles in Germany. They were also asked about their job and how long they plan to stay. In this article, we summarize the survey results and provide insights into the development and characteristics of the expat population in Germany, as well as their working and living conditions.
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Unpaid leave in Germany offers employees the opportunity to take time off work for various reasons without receiving regular salary. It allows for flexibility in managing personal and family needs, ensuring a healthy work-life balance.
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Health insurance Germany in unemployment
What happens to your German health insurance if you become unemployed? Can you remain insured and can you stay in your private health insurance? Find all the information here!
Social Security in Germany
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Child sickness benefit Germany
Your child is sick, and you are at home? We explain whether you receive child sickness benefit from your health insurance or whether you continue to receive pay when you care for a sick child and can't work.
Preventive care in private health insurance
More than 40% of Germans avoid preventive health care. But these examinations make a lot of sense! We explain which treatments are worthwhile at what age and what distinguishes preventive examinations in private health insurance from public treatments.