- Outpatient: If you are treated as an outpatient (ambulanter Patient/ambulante Patientin), you will attend your appointment at the hospital for an examination, treatment, or minor surgery before going home the same day.
- Inpatient: If you are an inpatient (stationärer Patient/stationäre Patientin), you will be admitted to hospital and assigned a bed and a room. You will stay overnight and perhaps longer to prepare for and recover from surgery or an illness.
Examples of outpatient care
Outpatient examinations and treatments are usually non-invasive or minimally invasive and involve little to no recovery time. Outpatient care is typically provided in the outpatient clinics of hospitals or in separate, specialist facilities.
Examples of outpatient examinations and treatments include:
- Wound dressings
- Minor surgeries
Outpatient care and health insurance
As you probably know, health insurance is mandatory for everyone living in Germany (Versicherungspflicht). However, the insurance system you choose will determine both the level of care you receive and how you pay for it.
Public health insurance
In the public (or statutory) health insurance system, you will not pay any bills when you receive outpatient care. Instead, publicly insured people pay contributions of around €10 towards prescriptions and treatments, plus 10% of costs. However, because the public insurance system is based on the principle of cost-effectiveness, not all treatments and services are covered.
Private health insurance
In the private health insurance system, you need to check with your insurance provider before going ahead with outpatient treatment. They will inform you if the treatment is covered by your policy. Private insurers often cover more treatments and services than public insurers – but if you do not get your treatment approved in advance, they may refuse to cover the costs.
At ottonova, you can use our convenient Concierge service to speak in English to an advisor and check we can cover your treatment.