If you need to recover at home due to an injury or illness or because you are recovering from an operation, you may be eligible for home healthcare.
Home healthcare comprises basic care, medical treatment and domestic assistance.
In the German public (statutory) health insurance system, insured persons may receive care at home (or in another suitable location) in addition to medical care if:
Home healthcare provision in the private health insurance system can vary depending on the insurance provider and tariff you select – so be sure to examine your policy carefully.
In both systems, patients must satisfy at least the two following conditions to qualify:
Home healthcare is provided by the nursing service contracted by the respective insurance provider.
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If your life is not in danger but you still need urgent medical care outside normal surgery opening hours, you should contact a doctor on call.
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Health insurance is not the only mandatory type of insurance in Germany – long-term care insurance is also compulsory for all.
The ability to receive a consultation from a healthcare professional at home marks a major advance in patient care.
As a private patient with ottonova you can go to any doctor of your choice. For dental treatments i.e implants or crowns (Zahnersatz) we provide a higher coverage if you choose a dentist from our ottonova network.
The payment is different than in the public system. With private health insurance you pay the full tariff to us at the beginning of the month. If you are employed your employer will contribute their part to your health insurance through your salary.
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