All residents of Germany must have health insurance. There are two kinds of health insurance – public, known as the gesetzliche Krankenversicherung, and private, known as private Krankenversicherung. In short, these two are referred to as “GKV” and “PKV.” There are advantages and disadvantages related to each, so you’ll have to do a little research to find out what makes the most sense for you and your situation. Read on for advice on how to select the right healthcare for you.
First, you should consider if you’d like to be insured publicly or privately. Not everyone is always eligible for private insurance, so before setting your heart on the PKV, you should find out whether you’re a good fit. There are a few questions to consider when deciding if you’d like to be insured by a private insurer or a public insurer.