Professional dental cleaning

Having your teeth professionally cleaned is generally a painless and relatively speedy procedure.

Professional dental cleaning is a dental service in which a dentist or hygienist cleans your teeth and other areas of your mouth

Professional dental cleaning is an essential part of all German health insurance policies. All providers are required by law to cover the cost of at least one appointment per year in their tariffs. The purpose of this appointment is to remove deposits from your teeth that can be unpleasant in appearance and may increase your risk of tooth decay or periodontitis.

A professional dental-cleaning appointment will usually include:

  • intensive cleaning to remove deposits from your teeth and gums,
  • tips and advice on how to maintain good oral hygiene, and
  • a final inspection of the results by a dentist.

Although public (statutory) health insurance providers usually only cover one session per year, private health insurance providers may cover more sessions – and even make attendance a condition of covering more extensive dental treatments.

At ottonova, we cover 100% of the cost of two professional dental-cleaning appointments per year in our special Expat tariff, up to a maximum of €125 per session.

FAQ

What is the process?

We are happy to schedule a call to find out your personal needs and provide you with an initial quote. We will then help you and guide you through our online enrollment.
In the next step you will speak with our medical underwriters regarding health topics and your financial situation.
If you have already been insured in Germany for the last three years, we will then provide you with your finalized offer. Otherwise we will organize a medical check-up for you.
We work with a company called Medicals Direct that will send a private (English-speaking) nurse to come meet you at your preferred location. They will do a general check up and take a blood sample.

Cancellation periods and fees?

Minimum contract period is 24 months, but if you leave the country earlier, then you simply submit your deregistration certificate. We will close your contract and wish you the best of luck on your journey!

After the first 24 months you have the option to cancel 3 months before the end of the year. Please provide us with proof of a new insurance policy, as this is required in Germany.

Is the tariff tax deductible?

You can claim a part of the costs for private health insurance as ‘Vorsorgeaufwendungen’ expenses in your tax return, this is what the Citizen Relief Act (Bürgerentlastungsgesetz) has been saying since 2010, namely the part that is considered basic coverage. We certify how high this portion is each year and you do not have to calculate it yourself. The basic share corresponds to the benefits of the public health insurance.

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