Originally from Norway, Espen Markus is part of ottonova's English-speaking consulting team, helping internationals and expats confidently navigate the German healthcare system. Having experienced life in a different country himself, he understands the challenges that come with settling into a new environment, and how valuable clear guidance can be.

German health insurance can be quite complex, especially for people who are new to the country. Espen's mission is to make it as easy to understand as possible. He breaks down complicated topics into clear, practical advice and leverages his deep expertise to empower his clients, allowing them to make informed decisions with confidence.

What drives him is the opportunity to remove uncertainty and create clarity. Every conversation is about more than explaining tariffs; it's about helping people feel at home in a new system and ensuring they understand their options from day one. Representing a product he genuinely believes in allows him to provide honest, authentic guidance every step of the way.