An insured event is any occurrence that results in an insurance provider paying out on a claim
An insured event is an occurrence that causes loss, damage or injury and is described in your insurance policy as being covered. The broader your scope of coverage, the more likely it is that a given event will be covered by your insurance provider. However, the more comprehensive your cover, the higher your premiums are likely to be.
The term “insured event” is sometimes used in the context of health insurance but is more common in personal injury and car insurance policies where cover needs to be defined for unusual, sudden or one-off occurrences.
What exactly constitutes an insured event is determined by the terms and conditions of a insurance policy. If you have further questions you can reach out to our english speaking Support.