During your career, your salary usually increases along with your professional experience. Public health insurance, where most of the employees are insured, then becomes noticeably more expensive for many occupational groups- without the benefits improving. At the latest after a salary increase to 5,775.00 EUR gross per month, a look at private health insurance for salaried employees is interesting. Whether you qualify as a private patient depends on 2 important factors:
- Income threshold (in German: Jahresarbeitsentgeltgrenze (JAEG)
- Amount of gross income per year
Income limit for salaried employees
Currently, the limit for the annual income limit (JAEG) is 69,300 € per year or 5,775.00 € per month.
In addition to your salary, a Christmas bonus or vacation pay also count, provided your employer pays it regularly. The Federal Ministry of Labor and Social Affairs adjusts the compulsory insurance threshold/JAEG annually to the general wage development.