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From finding the right insurance and signing up, to scheduling appointments and figuring out the reimbursement process – we've made it super simple for expats like you. We even offer special rates. Learn more below.
Everyone in Germany needs health insurance. If you are self-employed or earn more than 59,400 € per year, you're eligible for private health insurance.
Get a consultation View plans & special ratesI need to understand what’s going on – it’s my health and I want to feel secure in it. With my previous health insurance, I didn’t know how any of it worked.
If you are eligible for private health insurance, choose between our Business Class and First Class tariff. If you need to go public, you can extend your limited coverage with our Premium Dental tariff.
25 y/o - 150 € instead of 244 €
30 y/o - 157 € instead of 274 €
Similar to our First Class plan and available for non - EU expats only who plan to stay up to 5 years and earn more than 59,400 € / year.
Our full coverage for EU citizens, and non - EU citizens who stay longer than 5 years and earn more than 59,400 € / year.
Complement your public insurance with our top-up plans to extend your coverage and avoid having to pay huge bills.
You can save a lot of money if you go with private health insurance, and still get much better coverage compared to public health insurance.
Health insurance jargon in a foreign language - lost in translation? Meet the new digital health insurance, built to make your life easier. Manage your health in a single app, with 24/7 English customer support, so you can focus on the important things in life.
Understanding the German healthcare system isn't easy. We know – 20% of our employees are expats too. With our app, you'll have access to our Concierge Team 24/7, and so much more.
Struggling to find doctors that speak English? Just use our app for a video call and receive a diagnosis, treatment plans, and even sick notes for work.
Whatever question you might have, the Concierge is there to help. We can also organize your doctor's appointments and guide you through the healthcare system.
In the Timeline, you'll see a chronological overview of all significant interactions with ottonova as well as reminders for your upcoming appointments. Keep an eye on your health - wherever you are.
Doctor's invoices, sick notes, or contracts - all of your important health documents can be saved and stored in the ottonova app.
Our friendly teammates will help you navigate the German insurance system, arrange your appointments with doctors who speak your language, and answer all of your insurance and health related questions.
Unfortunately, no events are currently planned.
To help you with our online sign-up process, we'll set up an appointment to chat on the phone. We can answer any questions you might have, and guide you through the steps, one at a time. Just click on "Get a Quote" below to get started!
You're free to go! No wiggling out of a tricky contract, no matter which tariff you choose. If you leave Germany sooner, simply contact us and attach your deregistration form from the German Immigration Office - an Abmeldungsbescheinigung. We'll close your contract and wish you the best of luck on your journey. Promise!
We have two full-insurance options at ottonova. Both are solid and built to last. If you plan on staying in Germany for longer than 5 years, you can choose between Business Class and First Class. We can recommend you the best option for your needs!
If your stay in Germany will be less than 5 years – or you're not sure how long you'll be here - we also offer a special Expat tariff, which provides premium coverage to keep you healthy and happy throughout your stay in Germany. For a full overview of the services offered in our Expat tariff, click here.
If you're insured with a provider from the public system, we can offer you more extensive coverage with our Dental Top-Up insurance, or our Hospital Top-Up insurance.
Normally, private insurance plans help you to save for your future - you'll pay more now, so that your premiums don't rise later. But if you're only planning on staying in Germany for a short time - less than 60 months - then there's no need to set this extra money aside.
The laws in Germany only allow residents with a limited residency permit to sign up for expat plans. Unfortunately, this means we can only offer this special tariff to expats from outside of the EU.
Why make it more complicated than necessary? Let’s talk and we’ll find the best plan and quote for your needs in no time.
Danke für dein Interesse! Wir melden uns schnellstmöglich bei dir per Telefon oder E-Mail.
Schließen
Danke für dein Interesse! Wir melden uns schnellstmöglich bei dir per Telefon oder E-Mail.
Schließen
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