Infertility is an inability to conceive after 12 months of regular sexual intercourse
Some people get pregnant very quickly, while others have to try for longer before they conceive. Although the vast majority of couples who have regular, unprotected sexual intercourse get pregnant within a year, it is estimated that around 1 in 7 couples has difficulty conceiving.
It is important to draw a distinction between infertility and sterility. Infertility means that a person is able to conceive but finds it more difficult; sterility means that a person cannot conceive despite medical treatment or operations.
Infertility has a variety of possible causes, including:
• psychological stress
• use of alcohol, nicotine or drugs
• low sperm quality or low sperm production (in men)
• being significantly underweight or overweight, and
• hormonal imbalances
It is often possible to remedy infertility, either through medical treatment or by making lifestyle changes to eliminate the cause. However, it is crucial that a specialist doctor examines the couple to determine the reasons for the infertility.
At ottonova, when you opt for either our Business Class or First Class tariff, we cover up to €3,000 of fertility treatments during the first 36 months of your policy, with no upper limit thereafter. We do not cover fertility treatments in our other tariffs, including our Expat tariff.