Our friendly team is made up of true private health insurance experts who want to help you find your ideal plan. We're not your average insurance advisors. You won’t have to get lost in boring policies or complex paperwork. We'll explain everything in simple terms and guide you through our all-digital process. We know that picking the right health insurance can be tough, so we've made the experience with us pleasant, fun, and stress-free.
Good news: we're extending our fixed premiums guarantee until at least the end of 2026 – for our Pro-tariffs and our study tariffs. Enjoy continued premium stability in all tariffs covered by this guarantee.
Ranked #1 across all German health insurers (public & private) – Focus Money study.
Awarded “Best price-performance ratio” for our PKV plan by top German rating agency Morgen & Morgen.
We are experts in private health insurance and passionate individuals with a variety of interests and hobbies. We enjoy playing handball, dancing at festivals, hiking in the mountains and skiing on the slopes. Team spirit is also important to us. We regularly engage in joint activities where we exchange professional ideas and enjoy spending our free time together. We invite all employees to our Sales & Friends evenings to celebrate the end of the working day and have fun together. We also work closely with all company departments to share our expertise and offer our insured members the best possible service.
We understand the challenges of private health insurance and know exactly what to look for when searching for the right policy. With us, you won't need to worry about confusing insurance terminology. We explain everything in simple, easy-to-understand language, so you know exactly what you're signing up for.
We regularly participate in training and continuing professional development courses. This keeps us up to date with the latest developments in health insurance, enabling us to provide you with the best possible advice.
Everyone is unique, as is their health. We will work with you to select the right insurance plan for your individual needs. Whether you prioritise comprehensive benefits or savings potential, we can advise you on the most suitable option.
With us, you know what you can count on. Our structured and transparent advice gives you security and guidance. Every step is coordinated with you so that you are always informed about the current status. Together, we will find the right solution for you.
Thanks to our teams many years of professional experience, we have a deep understanding of health insurance and its special features. We use this knowledge to provide you with the best possible advice. We are familiar with the latest developments and legal framework conditions in the various areas of private health insurance. Whether you are a student, self-employed, in employment, or a civil servant, we can find the right insurance for you.
At ottonova, our goal is clear: we want to provide the best private health insurance advice. We are committed to this goal every day, working with passion and dedication to provide you with the best possible support. We take time to understand your needs and wishes, working alongside you to develop the perfect solution for your individual situation. We prioritse transparent and trustworthy advice. We explain everything to you in simple, easy-to-understand language, ensuring you have all the relevant information you need to make an informed decision. Our goal is for you to feel secure and in good hands with us. We would be delighted to assist you in finding the right private health insurance.
We are here to help as your reliable partner for all your private health insurance needs.
Thanks to our modern IT systems, we are fast and agile. What's more, everything you do with us is stress-free and digital.
Established insurance companies are weighed down by outdated contracts and unwieldy systems. This makes them slow, complicated and inflexible. Health insurance is often associated with headaches for this reason, but ottonova does things differently. Our modern IT systems make us fast and agile. Our goal is for every interaction with us to be a thoroughly pleasant experience for you. This includes us reducing the complexity of the industry to a comprehensive level.
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